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Buy what you want – pay in parts!

Pay for goods and services by PUMB credit cards


How does it work?

Step 1. Pay by the credit card

Pay for goods/services by your "VSEMOZHU" or "SOLOMANDRY" (within your limit) credit card in PUMB partner-stores including payment via the Internet.

Step 2. Get the conditions of service activation

Get detailed conditions and requests to confirm activation of the “Splachujte Chastynamy” service in an SMS from 2242 or a message to Viber from PUMB.

Step 3. Confirm service activation

Confirm the activation* of the “Splachujte Chastynamy” service via SMS-code in response to the number 2242 or in the PUMB Viber-bot.

Step 4. Make a mandatory payment

Next month after the purchase, make a mandatory payment before your credit card payment date (the 10th, 20th or 30th day of each month).

*In case you do not confirm the activation of the service, standard credit terms for the purchase with a grace period will apply

Choose your offer from PUMB!

In PUMB partner-stores for purchases from 500 UAH

The term – 24 months, grace period – 3 months, repayment in equal parts – monthly, on your credit card payment date: the 10th, 20th or 30th day of each month, monthly fee – 3% of the purchase amount after the grace period

Payment calculator on the "Splachujte Chastynamy" service

Important! The amount of the calculation is approximate.

Your monthly payment
3 633
The total cost of the loan
Total costs of consumer credit
Real annual interest rate:

Important! The amount of the calculation is approximate.

When should I make a payment?

Step 1

Select the date of purchase.

Step 2

Choose your usual credit card payment date – the 10th, 20th or 30th day of each month.

Your credit card payment date


Purchase date
Credit card payment date
The credit card payment date of the first minimum equal payment with the "Splachujte Chastynamy" service

Answers to the frequently asked questions

What is the "Splachujte Chastynamy" service?

The “Splachujte Chastynamy” service is the division of the purchase amount into equal parts (minimum equal payments), taking into account service fees, if available.

How can I use the "Splachujte Chastynamy" service?

An offer for drawing up the service can be obtained when purchasing any goods and services in the networks of partner stores or you can independently order in PUMB Online or via the contact center. Also, watch out for special offers from PUMB for purchases on selected categories of goods and services.

The offer regarding the provision of service, comes in an SMS from the short number 2242 or in a message to Viber from PUMB.

How can I repay the debt on the "Splachujte Chastynamy" service?

Credit indebtedness arising from the use of the “Splachujte Chastynamy” service is refundable by making minimum equal payments.
Regardless of the date of purchase and the date of connection of the "Splachujte Chastynamy" service, the monthly payment for the service you pay along with the obligatory payment on the credit card before your payment date: the 10th, 20th or 30th day of each month.

Where and under what conditions can I buy using the "Splachujte Chastynamy" service?

In the PUMB partner stores:, 33 квадратних метри7sorokALL STARS, BODO, Bosch электроинструмент, Camelot, Cifrix, Comfy, Converse, DACK Центр, Everest Gym, iOn, iStudio, Fishki, Everest Gym, Kenwood-Shop, Kiddy Boom, Kilimanjaro, KupiCNuaLargo, MASTER, Merezhka, MOBI STYLE,  MOYO, Nike, PayHub, Ringoo, Rozetka, SAMSUNG, Smart Store, Sport LifeVeloGo, Vianor, Virtus fitness center, Vmtehnika, Vodafone, YABLOKi, Z-stores, АЛЛО,  Банк Гарячих Турів, Будмен, Буль-Буль, ВАШ ПАРТНЕР, ВістаВікна Корса, Ворона-Меблі, Вухо, Двери Белоруссии, Дека, Деталь, Домотехніка, Електродім, Елма Сервіс, Ельдорадо, Ельмарт, Епіцентр, Імперія Меблів, Каста, Кібернетики, Комп’ютерний Всесвіт, Крайт, КТСмагазин MEVS, магазин UP, магазин Джакузи, магазин Динамо, магазин Домотроніка, магазин Окна Сервис, магазини ФК Шахтар, МегаЛюкс, Магеллан, МАМАЛЮК, Мобижук, Нова Лінія, Опора, Оптика Зір, Орбіта, Офтальмологічний центр Печерський, Плазма, ПМП Техніка, Помаранчевий РОВЕР, Пульсар, Рем-Мебель, РОНА, Світ Малюка, Сімба, Сімейна Клініка, СмарагдСладкий сон, Сота Альянс, салон штор и люстр Анкара, Старт-99Строй Дом, Технікс, Техномаркет, Технопростір, Технотоп, Техно PLAZA, ТОПАЗ ювелірні вироби, Траверс, Projector, ТТТ, Туристическое агентство Happy Travel, Уголек, Уют мебельный салонФокстрот, ЦЕНТР КУХНИ, Цитрус, Школяр, as well as in online stores, 7sorok, All-ok, Comfy, BODO, iskraservice, iStudio, Kenwood-Shop, Kilimanjaro, Merezhka, MOYO, PayHub, PIXEL, Rozetka, SAG2009,, Yellow, АЛЛО, БітКом, Ельдорадо, Дека, Каста, Киев Мебель, магазин MEVS, магазин Домотроніка, магазин ФК Шахтар, МАМАЛЮК, Нота Комфорта, Помаранчевий РОВЕР, Світ Малюка, Сімба,  Траверс, TTTУют мебельный салонSmartmebelФокстротЦитрус when you pay for the purchase over 500 UAH by the "VSEMOZHU" or "soloMANDRY" credit card you get the conditions for activating the service: the first 3 months – without fee; monthly fee – 3% of the purchase amount in the following months; term – 24 months.

You can also independently order the service at PUMB Online or via the contact-center for any purchase on the following conditions: the purchase amount is from 500 UAH, monthly fee – 3% of the purchase amount from the first month of use; term – 6, 12, 18, 24 or 36 months.

Can I cancel a purchase transaction that is connected using the “Splachujte Chastynamy” service?

You can cancel the purchase transaction that is connected using the “Splachujte Chastynamy” service using PUMB Online or with the help of the contact-center.
In case of the purchase transaction cancelation carried out using the “Splachujte Chastynamy” service, within 1 month from the date of notification of the Bank on the use of the service, the remaining debt will be considered as a new purchase transaction, and the standard grace period will apply.

Can I repay purchase transactions connected with the “Splachujte Chastynamy” service ahead of the schedule?

When you repay the full amount of debt on your credit card, all purchase transactions connected with the “Splachujte Chastynamy” service will be closed automatically.

How to take advantage of the grace period in order not to pay a monthly fee for using the “Splachujte Chastynamy” service?

During the grace period, prematurely repay the purchase transaction, which is connected using the “Splachujte Chastynamy” service. In this case, the monthly fee is not charged.