Deposit constructor

Opening the deposit «Deposit constructor» is carried out by automatic non-cash transfer of the deposit amount from Your card account previously opened in the Bank. The deposit amount and accrued interest are automatically transferred by the Bank to this card account within the terms indicated in the bank deposit agreement concluded with You.

This type of deposit provides the possibility of replenishing and/or withdrawing a part of the deposit during its validity period. Specific terms of replenishment/partial withdrawal are selected by You at the time of opening the deposit via the Internet-banking FUIB Online.

This type of deposit provides the possibility of its termination before the expiry of its term. Specific conditions for early termination (without recalculation of interest/with a conversion at the base interest rate) are chosen by You at the time of opening this deposit via Internet-banking   FUIB Online.

This type of deposit does NOT provide the option of automatic prolongation.

At the same time, during the last 10 calendar days of the deposit validity period, You have the opportunity to prolong it manually to any other type of deposit, subject to the preservation of its urgency (up to 1 year or more) and the type of currency. To do this, You need to apply to the bank department (where you opened a card account and connected to Internet-banking FUIB Online) for the conclusion of a corresponding supplementary agreement to the current bank deposit agreement.

Also You can carry out this operation yourself by means of Internet-banking  FUIB Online.

This deposit can be opened exclusively using PUMB Online.

​To open a deposit (card account), the client must submit to the bank the originals of the following documents: 

for residents:

• o passport or document replacing it;
• o certificate of assignment of the identification number of the taxpayer account card (identification code);

for non-residents: 

• passport document;
• o document confirming the origin of funds;
• o a document confirming the location of a non-resident in Ukraine.