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"Accumulative" deposit

"Accumulative" deposit

Easy accumulation and increase of your savings – from 7%1 up to 8.5%2 per annum

"Accumulative" deposit
The minimum amount
from 5000 UAH
Rate*
from 7%1 up to 8.5%2
Interest payment
We add % to the deposit monthly
Replenishment
✓
Withdrawal
x

If you are already our customer, then opening a deposit is easy in the PUMB Online mobile application.

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If you are already our customer, then opening a deposit is easy in the PUMB Online mobile application.

What is the deposit income you receive?

1
7 000
3
7 000
6
7 000
9
7 000
12
7 000
18
7 000
you will receive:
placing in USD
Deposit amount
300 000 uah
Income after tax
10 000 uah
The amount of taxes
54 uah
Income before tax
278 uah
Interest rate after tax
5.8 %
When placing a deposit in UAH (with taking into account the loyalty program):
Deposit amount (equivalent)*
300 000 UAH
Income after tax
UAH
Interest rate when placing a deposit in UAH (after taxation)*
The detailed calculation can be done in the «Hryvnia» tab
*Calculated at the commercial rate of purchase of the US dollar, valid in JSC "PUMB" for the current date
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The calculations are approximate. They are indicated without taking into account the loyalty program.

The calculation does not include the cost of servicing "Black Platinum" card packages (500 UAH/month or 0 UAH subject to transactions totaling 10,000 UAH or 5,000 UAH annually) and "Premier" (1,000 UAH/month or 0 UAH subject to transactions totaling 30,000 UAH or 10,000 UAH annually).

The deposit interest rates

Валюта вкладу
  • UAH3

  • USD

  • The minimum amount
    3 mo.4
    6 mo.4
    from 5 000
    7%
    7.5%

    4 The term of 3 months implies placing the deposit for 91 days, 6 months. - 184 days.

  • The minimum amount
    6 mo.4
    from 1 000
    0.1%

    4 The term of 6 months implies placing the deposit for 184 days.

    • Loyalty program terms

      Get bonus to the rate:
      +1%
      How to become a member of the Loyalty program:
      • →

        Prolong your current deposit

      • →

        Place a new deposit if you have a valid one at PUMB

      • →

        Redeposit within 30 days

        days from the expiration date of the previous one

      • →

        Place a new deposit or prolong the previous one using Internet-banking service PUMB Online

The deposit terms

  • ✓
    Interest payment
    We add % to the deposit monthly
  • x
    Partial withdrawal
    Not provided
  • ✓
    Deposit payment
    On your PUMB card
  • ✓
    Auto prolongation
    With the possibility to activate or deactivate
  • ✓
    Replenishment
    Yes, without any restrictions
  • x
    Early termination
    Not provided

Our managers will help you with the choice of deposit

Call for 2 minutes

FUIB is a reliable bank for saving your savings

  • Reliable bank for 30 years
    For 30 years, we have never canceled deposit payments or any other payments.
    PUMB ranks 7th place5 in the rating of the most reliable banks in the country
  • One of 5 banks
    authorized to store cash reserves of the National Bank of Ukraine
  • 80%6 of clients
    resubmit their deposits at FUIB
  • TOP-57
    FUIB is in the TOP-57 banks in terms of the size of the deposit portfolio of individuals
  • 5,86 billion UAH
    In 2015-2020, FUIB paid UAH 5.86 billion to depositors of insolvent banks as an agent bank of the Individual Deposits Guarantee Fund
  • Bank №1 in terms of growth
    PUMB ranks 1st place in terms of growth in time deposits of individuals in hryvnia8
5 New Time magazine together with Dragon Capital investment company (April 2019)
6 Information as of 01.08.2021
7 Information as of 01.06.2021 according to statistics from the official website of the NBU.
8 The information as of 01.08.2021 for the period January-July 2021 according to the statistics of the official website of the NBU.

Our managers will help you
with the choice of a deposit

We will call back within 2 minutes
1This means 7% per annum. The specified interest rate before tax on "Accumulative" deposit in hryvnia for a period of 91 days, excluding the loyalty program.
2This means 8.5% per annum. The specified interest rate before tax on "Accumulative" deposit in UAH for a period of 184 days, taking into account the loyalty program. 7 This means 5% per annum. The specified interest rate before tax on "Free" deposit in hryvnia excluding the loyalty program.
3The interest rates are indicated as a percentage per annum, before tax, excluding the loyalty program
The gov. Register of banks No.73 dated 23.12.1991. The Bank license of the NBU No.8 dated on 06.10.2011.
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