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vse KARTA Business
USE SIMPLE 0%

А card for the entrepreneur's own funds

0%

Cash withdrawal at all ATMs of Ukraine

0%*

Replenishment from the account of IE through the

“PUMB Online for entrepreneurs"

Premium services

from Mastercard and Visa

vse KARTA Business
USE SIMPLE 0%

А card for the entrepreneur's own funds

Contactless payments:

Simple, beneficial and understandable

Simple, beneficial and understandable

UAH
USD
EUR

0%

Opening
and service

0%

Replenishment from IE account through the
“PUMB Online for entrepreneurs”

0%

Cash withdrawal
at any ATM in Ukraine

0%

Cash withdrawal from
the card at the cash desk of PUMB bank

0%

Cash withdrawal from the card at the cash desk of PUMB bank: up to 2 times per month up to 500 000 UAH in equivalent, otherwise - 1.5%

   

0%

Money transfers between PUMB accounts

0%

Money transfers
to cards of any bank

0%

Money transfers
to cards of any bank subject
to transfer in UAH via PUMB Online

   

Premium services from Mastercard and Visa

Earn by transferring
the balance of personal funds

Earn by transferring
the balance of personal funds to “Free” - In case of transfer of funds from 100 UAH through PUMB Online

   

Premium services from Mastercard and Visa

Premium services from Mastercard and Visa

Openning “vseKARTA Business", you are able to choose a payment system and enjoy the corresponding benefits :

Mastercard provides access to the service subject to settlements by a Platinum card (actual charges) totaling more than 6,000 UAH in the trade and service network and payment for purchases on the Internet for the last 30 + 5 days on your card (last 5 days, excluding weekends, are not analyzed):

Stay in the business-lounge of the international departures area of "Boryspil" airport, terminals D and F

Fast Line in the departure area of "Boryspil" airport, terminals D and F

Fast Line in the departure area of "Kyiv" airport

Mastercard Reward Program. The program details are at
https://retail.pumb.ua/rewards

The detailed information is at www.mastercard.ua. You are able to check the fulfillment of the conditions and the availability of the service via the Mastercard-bot on Facebook.

In order to use services with Visa premium cards, you need to pay by a Visa Platinum card in the amount of 5 000 UAH within a month. Transactions for the last 40 days before the current date are taken into account, except for transactions for the last 10 days. All transactions in retail chains and payment for purchases on the Internet are taken into account. In case of fulfilling the conditions Visa provides access to the next services:

Visits to any of over 1,000 Lounge Key business-lounges twice a year

Baggage packing in "Boryspil" airport twice a year

For trips with Uber to/from "Kyiv“ and "Boryspil" airports with -50% discount up to 4 times/month enter the VISAPREMIUMUA promotional code in the Uber app

Read more at www.visa.com.ua

Draw up “vseKARTA Business"

Draw up “vseKARTA Business"

Opening "vseKARTA Business" and taking its benefits are available just for IE, who have an account at PUMB or any other bank.

Fill in the form
A bank representative will contact you within a few minutes

Get a card in a branch
*Subject to the confirmation of the IE by providing the relevant documents or information for the request to the USR.

To issue a card at a branch, bring the original passport, TIN and documents to confirm the status of the IE.
Or by indicating to the PUMB employee the necessary data for an electronic request to the USR.

Find a branch

You still do not have an account in PUMB Client-bank, do you?

Convenient and helpful Internet-banking

Costs control

Check your card balance and history of costs whenever you want. How much money you have on the card, how much money you have received on the card or when and how much you have spent.

All cards together

Add all your cards to PUMB Online and conveniently conduct banking operations. Freely transfer money between your cards and repay loans.

Convenient transactions

Freely transfer funds to the accounts of PUMB bank and any other bank. Create templates for convenient and fast transfers by card number or account.

Freely store and accumulate with "Free" deposit

In your PUMB Online, open "Free" deposit. Replenish the deposit at any time for any amount. Accumulate on your dream. Freely withdraw any amount from the deposit 24/7, without loss of interest that you receive monthly. 

Download:

How to protect yourself from scammers?

Use simple and effective tips that will help protect your money from thieves. Check out the helpful tips in the Security of Payment Instruments section.

Learn about

Questions and Answers

  • SERVICING
  • How much does the bank charge for a card?

    No penny. PUMB serves your card for free. There are no monthly payments for using the card.

  • CARD REPLENISHMENT
  • How much does it cost to replenish the card?

    It costs nothing. Put cash; replenish your card from another bank in Ukraine, from your friends, relatives, acquaintances or partners – for free. Please note that PUMB does not charge any fee but a fee of another bank is possible.

  • CASH WITHDRAWAL
  • And what about withdrawing cash?

    With no additional fees, withdraw cash at any ATM in Ukraine. At PUMB cash desks using a card up to 2 times a month in the amount of up to 500,000 UAH in hryvnia equivalent – no commission, more or no card – 1.5% (for Pension, Social, Salary cards of employees of budgetary organizations – without commission and without restrictions ).

  • TRANSFERS IN PUMB ONLINE
  • What is the commission for transfers in PUMB Online to accounts of other banks?

    The commission is 0.5% of the amount, minimum – 3 UAH, maximum – 500 UAH.

  • CARD PAYMENTS
  • And what if you transfer money to a card of another bank?

    In PUMB Online transfers to cards of other banks – for free!

    Is there any fee for paying by the card within Ukraine?

    No fee. Pay in a supermarket, store, movie, transport and on the Internet – for free.

  • ON-LINE PAYMENTS
  • What about paying utility bills and topping up the mobile phone?

    There is no fee. Utility bills payments and topping up the mobile – free of charge at PUMB Online anywhere 24/7 from your smartphone.

  • ADDITIONAL INCOME
  • How can I get an additional income?

    With the "Free" deposit:

    • earn by transferring the balance of personal funds on deposit via PUMB Online.
    • withdraw, accumulate or replenish this money 24/7 via PUMB Online without restrictions when you need it. The details are at the link.
  • ACCOUNT DETAILS
  • Where can I find out the details of my account?

    Full account details of the account holder can be obtained:

    • in the bank branch servicing the account with the passport;
    • using PUMB Online service (section “Accounts”/“Сard account details”/button “Bank details”);
    • by e-mail, contacting the Customer Service Center.
  • HOW TO REPLENISH THE ACCOUNT
  • How can I replenish my account?

    You can replenish a card account opened in national currency by contacting the nearest PUMB branch. When replenishing a customer’s PUMB card account in a PUMB branch, it is sufficient to indicate the payment card number (16 digits shown on the front of the card)/account number/credit agreement number and the account holder’s full name.

  • CARD FOR ANOTHER PERSON TO YOUR CARD ACCOUNT
  • Can I issue a card to my account (wife, husband, sister, brother, trustee) for another person?

    You can issue additional BPCs exceeding the quantity stipulated by the package terms for additional funds in accordance with the bank's tariffs for servicing individuals.

  • THE PAYMENT AMOUNT IS BLOCKED
  • I made a payment using my card at the point of sale, the amount of payment on my account is blocked. What does it mean?

    In accordance with the rules of international payment systems, when making payments by payment card at retail outlets, on the Internet, as well as when withdrawing cash at ATMs of third banks, the required amount of funds in the account is not written off instantly, but for some time (1-3 days) is located blocked in the account. If within a month after the transaction the funds are not debited (the amount was blocked by mistake, the bank acquirer returned the money), the blocked amount automatically becomes available.

  • IF YOU HAVE FORGOTTEN THE PIN
  • What should I do if I have forgotten my PIN? 

    You can use the PIN reminder function:

    • in the PUMB Online mobile application, without leaving home
    • by contacting PUMB office personally with the original passport and certificate of TIN assignment
    • calling from your phone number, which was provided to the bank as a contact, to the bank’s contact center by phone 044 290 7290, then press 0, then press 7. To restore the PIN code, enter the card number and passport number
  • IF THE CARD HAS BEEN LOST
  • I have lost my card, what should I do?

    • In case of loss of the payment card, inform the bank. Call back the Customer Service Center: +380442907290 and report about the incident to the operator. With the help of an information line operator or with the help of PUMB Online service, block the financial operations with the card to avoid possible financial losses.
    • After that contact the bank branch to order the re-issue of the lost BPC.
  • IF YOU AREN'T ABLE TO ACTIVATE THE CARD AND RECEIVE A PIN
  • What should I do if I can’t activate the card and PIN in the PUMB Online mobile application?

    • Update the PUMB Online mobile application to the latest version and try again
    • Or activate the card by calling from your phone number, which was provided to the bank as a contact, to the contact center of the bank by phone 044 290 7290, then press 0, then press 7. To activate the card and receive a PIN code, you will need to enter the card number and passport number
    • Or, personally contact the PUMB branch with the original passport and certificate of TIN assignment

    What should I do if I can’t activate the card and PIN in the contact center of the bank?

    • Check that you enter the correct personal data (8 first digits and 4 last digits of the card number, passport number, date of birth), call from the mobile phone number that you provided to the bank as a contact and call the bank's contact center again
    • Or install the latest version of the PUMB Online mobile application and activate the card and PIN with it
    • Or, personally contact the PUMB branch with the original passport and certificate of TIN assignment
  • How much does the bank charge for a card?

    No penny. PUMB serves your card for free. There are no monthly payments for using the card.

  • How much does it cost to replenish the card?

    It costs nothing. Put cash; replenish your card from another bank in Ukraine, from your friends, relatives, acquaintances or partners – for free. Please note that PUMB does not charge any fee but a fee of another bank is possible.

  • And what about withdrawing cash?

    With no additional fees, withdraw cash at any ATM in Ukraine. At PUMB cash desks using a card up to 2 times a month in the amount of up to 500,000 UAH in hryvnia equivalent – no commission, more or no card – 1.5% (for Pension, Social, Salary cards of employees of budgetary organizations – without commission and without restrictions ).

  • What is the commission for transfers in PUMB Online to accounts of other banks?

    The commission is 0.5% of the amount, minimum – 3 UAH, maximum – 500 UAH.

  • And what if you transfer money to a card of another bank?

    In PUMB Online transfers to cards of other banks – for free!

    Is there any fee for paying by the card within Ukraine?

    No fee. Pay in a supermarket, store, movie, transport and on the Internet – for free.

  • What about paying utility bills and topping up the mobile phone?

    There is no fee. Utility bills payments and topping up the mobile – free of charge at PUMB Online anywhere 24/7 from your smartphone.

  • How can I get an additional income?

    With the "Free" deposit:

    • earn by transferring the balance of personal funds on deposit via PUMB Online.
    • withdraw, accumulate or replenish this money 24/7 via PUMB Online without restrictions when you need it. The details are at the link.
  • Where can I find out the details of my account?

    Full account details of the account holder can be obtained:

    • in the bank branch servicing the account with the passport;
    • using PUMB Online service (section “Accounts”/“Сard account details”/button “Bank details”);
    • by e-mail, contacting the Customer Service Center.
  • How can I replenish my account?

    You can replenish a card account opened in national currency by contacting the nearest PUMB branch. When replenishing a customer’s PUMB card account in a PUMB branch, it is sufficient to indicate the payment card number (16 digits shown on the front of the card)/account number/credit agreement number and the account holder’s full name.

  • Can I issue a card to my account (wife, husband, sister, brother, trustee) for another person?

    You can issue additional BPCs exceeding the quantity stipulated by the package terms for additional funds in accordance with the bank's tariffs for servicing individuals.

  • I made a payment using my card at the point of sale, the amount of payment on my account is blocked. What does it mean?

    In accordance with the rules of international payment systems, when making payments by payment card at retail outlets, on the Internet, as well as when withdrawing cash at ATMs of third banks, the required amount of funds in the account is not written off instantly, but for some time (1-3 days) is located blocked in the account. If within a month after the transaction the funds are not debited (the amount was blocked by mistake, the bank acquirer returned the money), the blocked amount automatically becomes available.

  • What should I do if I have forgotten my PIN? 

    You can use the PIN reminder function:

    • in the PUMB Online mobile application, without leaving home
    • by contacting PUMB office personally with the original passport and certificate of TIN assignment
    • calling from your phone number, which was provided to the bank as a contact, to the bank’s contact center by phone 044 290 7290, then press 0, then press 7. To restore the PIN code, enter the card number and passport number
  • I have lost my card, what should I do?

    • In case of loss of the payment card, inform the bank. Call back the Customer Service Center: +380442907290 and report about the incident to the operator. With the help of an information line operator or with the help of PUMB Online service, block the financial operations with the card to avoid possible financial losses.
    • After that contact the bank branch to order the re-issue of the lost BPC.
  • What should I do if I can’t activate the card and PIN in the PUMB Online mobile application?

    • Update the PUMB Online mobile application to the latest version and try again
    • Or activate the card by calling from your phone number, which was provided to the bank as a contact, to the contact center of the bank by phone 044 290 7290, then press 0, then press 7. To activate the card and receive a PIN code, you will need to enter the card number and passport number
    • Or, personally contact the PUMB branch with the original passport and certificate of TIN assignment

    What should I do if I can’t activate the card and PIN in the contact center of the bank?

    • Check that you enter the correct personal data (8 first digits and 4 last digits of the card number, passport number, date of birth), call from the mobile phone number that you provided to the bank as a contact and call the bank's contact center again
    • Or install the latest version of the PUMB Online mobile application and activate the card and PIN with it
    • Or, personally contact the PUMB branch with the original passport and certificate of TIN assignment

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