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VSEMOZHU Credit card

VSEMOZHU Credit card

Credit card
VSEMOZHU

Up to 62 days
grace period without overpayments to repay
the loan
Up to 200 000 UAH
available amount
credit limit
No commission
cash withdrawal in all ATMs of Ukraine and the world
3 months

Splachujte chastynamy* without a monthly commission for purchases in partner stores

3% monthly payment

from the amount of debt and accrued interest for the use of credit funds (if any)

3,99%

 monthly interest rate, after the expiration of the grace period. The maximum interest rate is 47,88% per annum

12 months

loan term with automatic prolongation

The grace period is not valid

to withdraw cash
and transfer of credit funds to the card of any bank.

Get the card

Fill in the form and we'll call back in a minute

Get the card

Fill in the form and we'll call back in a minute

Loan funds without overpayments up to 62 days

Return the funds spent this month before the 30th day of the following month and do not pay interest
11
The purchase date
50
The duration of the grace period
a period during which no interest is accrued for the use of credit funds without overpayments
30
The billing date
the day by which you need to repay the entire amount of the bank's debt, then the use of the loan will be without overpayments

Save on purchases

Pay in parts* purchases in partner stores
Order the card
Your monthly payment
Buying from partner stores

uah
uah

*In case you do not confirm the activation of the service, standard credit terms for the purchase with a grace period will be applicable.
Important! The amount of the calculation is approximate.
The total cost of the loan
uah
Total costs of consumer credit
uah
Real annual interest rate: 0%

Important! The amount of the calculation is approximate.

Order the card

Choose favorable conditions from PUMB

PUMB
PrivatBank
Monobank
Alfa-Bank
Loan rate, month
3,99 %
3,40 %
3,10 %
3,33%
Service commission, month
0 UAH
20 UAH
0 UAH
0 UAH
Withdrawing credit funds
no commission
from 7 UAH to 4%
4%
4%, min – 20 UAH
Minimum payment, month
3%
5%, min –100 UAH (in case of delay –10%)
4%, min –100 UAH
5%, min – 50 UAH
Grace period
up to 62 days
up to 55 days
up to 62 days
up to 62 days
Cashback
up to 50%
0%
up to 20%
up to 10%
Data in the table from the official web pages of banks, relevant as of 31.05.2021.

Partners

 

*In case you do not confirm the activation of the service, standard credit terms for the purchase with a grace period will be applicable.

Calculate the total cost of the loan

Provided withdrawal at the ATM and making payments in equal installments within 12 months without taking into account the grace period

Protect yourself and your card from scammers

Learn more

Pay monthly credit
card payment conveniently

  • Without commission
  • With commision
  • How to know the amount of monthly payment?
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    ​ ATMs of PUMB transferring from card to card

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    At ATMs of PUMB with cash-in function

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    At the departments of PUMB

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    In Internet-banking PUMB Online and mobile app

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    At the payment terminals of FUIB

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    On the PUMB website by transfering from card to card

    PrivatBank, iBOX, Easypay, Globalmoney, City24, Sistema* self-service terminals

    * For the timely repayment of credit debt, funds must be deposited into the account no later than 18:00 of the settlement date.
    Сommission fee for payment through FUIB partner self-service terminals - 0% for all clients from April 1, 2020 to December 31, 2021.
  • icon

    Other banks of Ukraine

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    In Internet-banking PUMB Online

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    Using the SMS-banking

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    Using the information card with details

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    Calling 044 290 7 290

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    Using the Viber-bank helping

    • icon

      ​ ATMs of PUMB transferring from card to card

    • icon

      At ATMs of PUMB with cash-in function

    • icon

      At the departments of PUMB

    • icon

      In Internet-banking PUMB Online and mobile app

    • icon

      At the payment terminals of FUIB

    • icon

      On the PUMB website by transfering from card to card

    • icon

      PrivatBank, iBOX, Easypay, Globalmoney, City24, Sistema* self-service terminals

    • * For the timely repayment of credit debt, funds must be deposited into the account no later than 18:00 of the settlement date.
      Сommission fee for payment through FUIB partner self-service terminals - 0% for all clients from April 1, 2020 to December 31, 2021.
    • icon

      Other banks of Ukraine

    • icon

      In Internet-banking PUMB Online

    • icon

      Using the SMS-banking

    • icon

      Using the information card with details

    • icon

      Calling 044 290 7 290

    • icon

      Using the Viber-bank helping

We answer Your questions

What is a credit card? Why is it necessary?

Credit card is a universal payment instrument, which is the key of access to a bank account and it, is intended to carry out payment transactions exceptionally at the expense and within the funds provided by the bank to a client as a set credit limit.

 

A credit card from FUIB will allow You to use the bank's money to pay for goods and services as well as for cash withdrawals. You do not have to postpone the purchase or the money on it. You can buy what You want, even if You don’t have a desired amount at hand, and You can return the used funds gradually or totally at any time convenient for You. Moreover, that is not all: the repaid amount will be available for using again every time.

 

FUIB offers the clients, the chip credit cards of international payment systems Mastercard and Visa, with the help of which You can freely make purchases and pay for services at any place where such cards are accepted, including in the internet and abroad.

How can I figure out the amount of the past due debt?

To get the information about the amount of the past due debt, amount of accrued fines and penalties You should call 0800 50 25 75 or 044 391 55 60.

What documents are required to draw up a credit card?

To draw up a credit card the following documents are required:

 

  • The passport of the citizen of Ukraine;
  • Certificate of TIN assignment or Passport of the citizen of Ukraine with TIN stamp.
Is it possible to restructure the debt on my credit or get “credit holidays”?

For more information about the possibility of "credit holidays ", debt restructuring, and the list of required documents, please apply to a credit manager of FUIB department, which serves Your credit agreement, or call 0800 50 25 75.

What is the service of drawing up a purchase "Splachujte chastynamy"?

The Service "Splachujte chastynamy" – a partition of the purchase amount into equal parts (monthly payments), depending on the chosen term by a client and taking into account the accrued payments by the bank for using the credit funds and commissions for the service "Splachujte chastynamy".

Where can I buy the “Splachujte chastynamy” service and what terms of buying I can get?

In the PUMB partner stores: 33 квадратних метриALL STARSBosch электроинструмент, Camelot, Cifrix, Comfy, Converse, DACK Центр, iOnFishkiKenwood-Shop, Kiddy Boom, KilimanjaroLargo, MASTERMOBI STYLE,  MOYO, Nike, Ringoo, Rozetka, SAMSUNGVeloGoVmtehnika, Vodafone, YABLOKi, Z-stores, АЛЛО,  Будмен, ВАШ ПАРТНЕР, ВістаВодКанГаз, Ворона-Меблі, Вухо, Двери Белоруссии, Дека, Домотехніка, Електродім, Електрон, Елма Сервіс, Ельдорадо, Епіцентр, Імперія Меблів, Кібернетики, Комп’ютерний Всесвіт, Крайт, магазин Джакузи, магазин Динамо, магазин Домотроніка, магазин Окна Сервис, магазини ФК Шахтар, МегаЛюкс, Магеллан, МАМАЛЮК, Мобижук, Нова Лінія, Опора, Оптика Зір, Орбіта, Офтальмологічний центр Печерський, Плазма, ПМП Техніка, Помаранчевий РОВЕР, Пульсар, Рем-Мебель, РОНАСладкий сон, Сота Альянс, салон штор и люстр Анкара, Техномаркет, Технопростір, Технотоп, ТОПАЗ ювелірні вироби, ТТТ, Туристическое агентство Happy Travel, Уют мебельный салонФокстрот, ЦЕНТР КУХНИ, Цитрус, Школяр, as well as in online stores 27.ua, 7sorok, All-ok, iskraservice, Kenwood-Shop, Kilimanjaro, Merezhka, MOYO, PIXEL, Rozetka, Smartmebel,  Velotime.com.ua, Yellow, АЛЛО, БітКом, ВодКанГазЕльдорадо, Дека, Киев Мебель, магазин Домотроніка, магазин ФК Шахтар, МАМАЛЮК, Нота Комфорта, Помаранчевий РОВЕР, Смарагд, ТехнолюксУют мебельный салонФокстрот, when paying for a purchase over UAH 500 by credit card​ «ВСЕМОЖУ» or «soloМАНДРИ». You receive the conditions for activating the service: the first 3 months - no commission; monthly commission - 3% of the purchase amount in the following months; term - 24 months.

How can I pay the debt on the credit if I am abroad?

You can pay for a credit in another country with the help of any bank where there is an account in UAH. Additionally, we inform that to make a payment on the credit, You can do it through the internet by using Internet-banking FUIB Online, Portmone, EasyPay services. To clarify the detailed information on Your credit is recommended to apply to the Customer Service Center: +38 044 290 7290.

Where else can I learn more about the credit card?

You can contact the Customer Service Center by phone 044 290 7290 and ask the operator Your question.

Where can I make my card payment?

To find out where to pay the debt on card, click on the link.

 

To learn more about how to use the loan, join us in Viber.

How can I know the amount and date of the next payment on my credit or card?

You can see the amount of the next payment, as well as the schedule and payment history on the card at the personal cabinet in Internet-banking.

 

To learn more about how to use the loan, join us in Viber.

How can I find out the total amount of debt on my credit?

You can find out the amount of debt in Internet-banking at Your personal cabinet.

 

To learn more about how to use the loan, join us in Viber.

What conditions for receiving/spending bonuses with loyalty program to co-brand credit card COMFY? *

Terms and conditions for receiving bonuses to co-brand credit card with COMFY:

 

  • by shopping in COMFY, the customer receives the standard bonuses for the purchase, plus an additional 2% charged by credit funds spent
  • by shopping in any other stores the customer receives 1% of the spent credit

 

Terms and conditions for spending bonuses with co-brand credit card COMFY:

 

  • bonuses can be paid for up to 100% value of the goods only in the COMFY stores (in comfy.ua online store - only for picking up from the store).

 

Basic conditions of the bonus program from COMFY you can find on the website www.comfy.ua/welcome.

 

* The loyalty program applies to customers who have issued a co-branded card till 05.05.18.

What should I do if the card is lost?

If the card is lost, it must be immediately blocked. You can use the system FUIB Online or call the Customer Service Center +38 044 290 7290 and send an SMS-message to the number 4682 with the text "BlokNNNN", where NNNN - the last four digits of Your card number.

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