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VSEMOZHU Credit card

Winning benefit from PUMB1
VSEMOZHU Credit card

Credit card
VSEMOZHU

Winning benefit from PUMB1
Up to 62 days
grace period without overpayments to repay
the loan
Up to 200 000 UAH
available amount
credit limit
No commission
cash withdrawal in all ATMs of Ukraine and the world
The promotional offer is valid from 01.06.2021 till 30.08.2021.
3 months

Splachujte chastynamy* all purchases from 1000 UAH and return the money in installments up to 3 months during the offer

3% monthly payment

from the amount of debt and accrued interest for the use of credit funds (if any)

3,99%

 monthly interest rate, after the expiration of the grace period. The maximum interest rate is 47,88% per annum

12 months

loan term with automatic prolongation

Get the card

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Get the card

Fill in the form and we'll call back in a minute

Loan funds without overpayments up to 62 days

Return the funds spent this month before the 30th day of the following month and do not pay interest
11
The purchase date
50
The duration of the grace period
a period during which no interest is accrued for the use of credit funds without overpayments
30
The billing date
the day by which you need to repay the entire amount of the bank's debt, then the use of the loan will be without overpayments

Save on purchases

Pay in parts* purchases in partner stores, 3 months without a monthly fee
Order the card
Your monthly payment
Buying from partner stores

uah
uah

*In case you do not confirm the activation of the service, standard credit terms for the purchase with a grace period will be applicable.
Important! The amount of the calculation is approximate.
The total cost of the loan
uah

Important! The amount of the calculation is approximate.

Order the card

Choose favorable conditions from PUMB

PUMB
PrivatBank
Monobank
Alfa-Bank
Loan rate, month
3,99 %
3,40 %
3,10 %
3,33%
Service commission, month
0 UAH
20 UAH
0 UAH
0 UAH
Withdrawing credit funds
no commission
from 7 UAH to 4%
4%
4%, min – 20 UAH
Minimum payment, month
3%
5%, min –100 UAH (in case of delay –10%)
4%, min –100 UAH
5%, min – 50 UAH
Grace period
up to 62 days
up to 55 days
up to 62 days
up to 62 days
Cashback
up to 50%
0%
up to 20%
up to 10%
Data in the table from the official web pages of banks, relevant as of 31.05.2021.

Partners

 

*In case you do not confirm the activation of the service, standard credit terms for the purchase with a grace period will be applicable.

Calculate the total cost of the loan

Provided withdrawal at the ATM and making payments in equal installments within 12 months without taking into account the grace period

Protect yourself and your card from scammers

Learn more

Pay monthly credit
card payment conveniently

  • Without commission
  • With commision
  • How to know the amount of monthly payment?
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    ​ ATMs of PUMB transferring from card to card

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    At ATMs of PUMB with cash-in function

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    At the departments of PUMB

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    In Internet-banking PUMB Online and mobile app

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    At the payment terminals of FUIB

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    On the PUMB website by transfering from card to card

    PrivatBank, iBOX, Easypay, Globalmoney, City24, Sistema* self-service terminals

    * For the timely repayment of credit debt, funds must be deposited into the account no later than 18:00 of the settlement date.
    Сommission fee for payment through FUIB partner self-service terminals - 0% for all clients from April 1, 2020 to December 31, 2021.
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    Other banks of Ukraine

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    In Internet-banking PUMB Online

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    Using the SMS-banking

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    Using the information card with details

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    Calling 044 290 7 290

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    Using the Viber-bank helping

    • icon

      ​ ATMs of PUMB transferring from card to card

    • icon

      At ATMs of PUMB with cash-in function

    • icon

      At the departments of PUMB

    • icon

      In Internet-banking PUMB Online and mobile app

    • icon

      At the payment terminals of FUIB

    • icon

      On the PUMB website by transfering from card to card

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      PrivatBank, iBOX, Easypay, Globalmoney, City24, Sistema* self-service terminals

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      Other banks of Ukraine

    • * Комісія на внесення платежу через термінали самообслуговування партнерів ПУМБ - 0% для всіх клієнтів з 1 квітня по 31 грудня 2020 року.
    • icon

      In Internet-banking PUMB Online

    • icon

      Using the SMS-banking

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      Using the information card with details

    • icon

      Calling 044 290 7 290

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      Using the Viber-bank helping

We answer Your questions

Special offer from PUMB "Cash withdrawal and credit card transfers without overpayments" in the period from during the period from 01.06.2021 till 30.08.2021
To remain in the grace period has become even easier!

What do cash withdrawals and transfers without overpayments mean?

It's simple, these transactions were made during the validity period of the offer, they will be included in the grace period. This means that during this period no interest will be accrued on the used amount of the credit limit, provided that the entire amount owed for the previous billing periods is paid before the payment date.

A preferential interest rate is applied to transactions carried out in the period from 01.06.2021 till 30.08.2021.

What cards are involved in this offer?

This offer applies to new and existing customers who are holders of the "vseMOZHU" credit card (those customers who have joined the Public Offer of JSC "PUMB" to conclude an agreement on comprehensive banking services for individuals and their accounts (Annex 3)).

I already have a grace period for the card of 62 days, what is the special feature of the offer?

During the validity of the offer, the grace period EXTRA applies to cash withdrawals and transfers of the credit card.

At the same time, it also continues to operate for payment transactions for goods and services by the card in shops and on the Internet, payment for utilities, and top up of the mobile using PUMB Online.

It turns out that interest on the used amount of the credit limit won't be accrued on these transactions if the entire amount owed for the previous billing periods is paid before the payment date.

The grace period will apply for a limited period of time, namely, for transactions, carried out in the period from 01.06.2021 till 30.08.2021.2021.

I want to withdraw funds/make a transfer using my card, will the grace period be valid for this transaction?

During the special offer period from 01.06.2021 till 30.08.2021, a grace period will be applied to all withdrawal transactions/transfers by credit card.

What will happen if I do not have time to repay the withdrawn amount in cash or transferred to another card or account during the grace period?

If you have not managed to repay the debt during the grace period, the interest will be charged on it from the date of withdrawal or transfer of funds.

What is the interest rate after the expiration of the grace period?

After the expiration of the grace period, the standard interest rate will apply to the operations of withdrawing and transferring funds on the card: 47.88% per annum or 3.99% per month.

Will there be a grace period for my cash withdrawals/transfers to another card carried out before 01.06.2021?

No, the grace period will not apply for these transactions. The grace period will apply for cash withdrawals/transfers carried out in the period from 01.06.2021 till 30.08.2021.

Please note: the grace period is valid for customers who have joined the Public Offer of JSC "PUMB" to conclude an agreement on comprehensive banking services for individuals (Annex 3).

What does the grace period up to 62 days mean?

The grace period is a period during which no interest is accrued on the used credit limit, provided that the entire amount owed for previous billing periods is paid before the payment date. The grace period is valid for payment transactions for goods and services by the card in shops and on the Internet, payment for utilities, and top up of the mobile using PUMB Online.  

The grace period is also valid for cash withdrawal operations, operations without the physical usage of a payment card or its details, carried out during the period from 01.06.2021 till

30.08.2021 for customers who have joined the Public Offer of JSC "PUMB"  to conclude an agreement on comprehensive banking services for individuals and their accounts.

I know that before the grace period was valid only for payment transactions for goods and services by the card in stores and on the Internet, or pay for utilities and mobile top-ups using PUMB Online, is there for cash withdrawal operations as well now?

Yes, the "vseMOZHU" credit card can do anything, and the grace period is also valid for cash withdrawal operations, operations without the physical usage of a payment card or its details, carried out during the period from 01.06.2021 till 30.08.2021, for customers who have joined the Public Offer of JSC "PUMB" to conclude an agreement on comprehensive banking services for individuals and their accounts (Annex 3).

I have opened the "vseMOZHU" card before 01.06.2021 and have been using it for a long time; will there be a grace period for my cash withdrawals or transfers from accounts/cards?

Yes, the grace period is also valid for cash withdrawal operations, operations without the physical usage of a payment card or its details, for customers who have joined the Public Offer of JSC "PUMB" to conclude an agreement on comprehensive banking services for individuals and their accounts (Annex 3) for transactions carried out in the period from 01.06.2021 till 30.08.2021.

What is a credit card? Why is it necessary?

Credit card is a universal payment instrument, which is the key of access to a bank account and it, is intended to carry out payment transactions exceptionally at the expense and within the funds provided by the bank to a client as a set credit limit.

 

A credit card from FUIB will allow You to use the bank's money to pay for goods and services as well as for cash withdrawals. You do not have to postpone the purchase or the money on it. You can buy what You want, even if You don’t have a desired amount at hand, and You can return the used funds gradually or totally at any time convenient for You. Moreover, that is not all: the repaid amount will be available for using again every time.

 

FUIB offers the clients, the chip credit cards of international payment systems Mastercard and Visa, with the help of which You can freely make purchases and pay for services at any place where such cards are accepted, including in the internet and abroad.

How can I figure out the amount of the past due debt?

To get the information about the amount of the past due debt, amount of accrued fines and penalties You should call 0800 50 25 75 or 044 391 55 60.

What documents are required to draw up a credit card?

To draw up a credit card the following documents are required:

 

  • The passport of the citizen of Ukraine;
  • Certificate of TIN assignment or Passport of the citizen of Ukraine with TIN stamp.
Is it possible to restructure the debt on my credit or get “credit holidays”?

For more information about the possibility of "credit holidays ", debt restructuring, and the list of required documents, please apply to a credit manager of FUIB department, which serves Your credit agreement, or call 0800 50 25 75.

What is the service of drawing up a purchase "Splachujte chastynamy"?

The Service "Splachujte chastynamy" – a partition of the purchase amount into equal parts (monthly payments), depending on the chosen term by a client and taking into account the accrued payments by the bank for using the credit funds and commissions for the service "Splachujte chastynamy".

Where can I buy the “Splachujte chastynamy” service and what terms of buying I can get?

In the PUMB partner stores: 33 квадратних метриALL STARS, BODO, Bosch электроинструмент, Camelot, Cifrix, Comfy, Converse, DACK Центр, iOnFishkiKenwood-Shop, Kiddy Boom, KilimanjaroLargo, MASTERMOBI STYLE,  MOYO, Nike, Ringoo, Rozetka, SAMSUNGVeloGoVmtehnika, Vodafone, YABLOKi, Z-stores, АЛЛО,  Будмен, ВАШ ПАРТНЕР, ВістаВодКанГаз, Ворона-Меблі, Вухо, Двери Белоруссии, Дека, Домотехніка, Електродім, Електрон, Елма Сервіс, Ельдорадо, Епіцентр, Імперія Меблів, Кібернетики, Комп’ютерний Всесвіт, Крайт, магазин Джакузи, магазин Динамо, магазин Домотроніка, магазин Окна Сервис, магазини ФК Шахтар, МегаЛюкс, Магеллан, МАМАЛЮК, Мобижук, Нова Лінія, Опора, Оптика Зір, Орбіта, Офтальмологічний центр Печерський, Плазма, ПМП Техніка, Помаранчевий РОВЕР, Пульсар, Рем-Мебель, РОНАСладкий сон, Сота Альянс, салон штор и люстр Анкара, Техномаркет, Технопростір, Технотоп, ТОПАЗ ювелірні вироби, ТТТ, Туристическое агентство Happy Travel, Уют мебельный салонФокстрот, ЦЕНТР КУХНИ, Цитрус, Школяр, as well as in online stores 27.ua, 7sorok, All-ok, BODO, iskraservice, Kenwood-Shop, Kilimanjaro, Merezhka, MOYO, PIXEL, Rozetka, Smartmebel,  Velotime.com.ua, Yellow, АЛЛО, БітКом, ВодКанГазЕльдорадо, Дека, Киев Мебель, магазин Домотроніка, магазин ФК Шахтар, МАМАЛЮК, Нота Комфорта, Помаранчевий РОВЕР, Смарагд, ТехнолюксУют мебельный салонФокстрот, when paying for a purchase over UAH 500 by credit card​ «ВСЕМОЖУ» or «soloМАНДРИ». You receive the conditions for activating the service: the first 3 months - no commission; monthly commission - 3% of the purchase amount in the following months; term - 24 months.

How can I pay the debt on the credit if I am abroad?

You can pay for a credit in another country with the help of any bank where there is an account in UAH. Additionally, we inform that to make a payment on the credit, You can do it through the internet by using Internet-banking FUIB Online, Portmone, EasyPay services. To clarify the detailed information on Your credit is recommended to apply to the Customer Service Center: +38 044 290 7290.

Where else can I learn more about the credit card?

You can contact the Customer Service Center by phone 044 290 7290 and ask the operator Your question.

Where can I make my card payment?

To find out where to pay the debt on card, click on the link.

 

To learn more about how to use the loan, join us in Viber.

How can I know the amount and date of the next payment on my credit or card?

You can see the amount of the next payment, as well as the schedule and payment history on the card at the personal cabinet in Internet-banking.

 

To learn more about how to use the loan, join us in Viber.

How can I find out the total amount of debt on my credit?

You can find out the amount of debt in Internet-banking at Your personal cabinet.

 

To learn more about how to use the loan, join us in Viber.

What conditions for receiving/spending bonuses with loyalty program to co-brand credit card COMFY? *

Terms and conditions for receiving bonuses to co-brand credit card with COMFY:

 

  • by shopping in COMFY, the customer receives the standard bonuses for the purchase, plus an additional 2% charged by credit funds spent
  • by shopping in any other stores the customer receives 1% of the spent credit

 

Terms and conditions for spending bonuses with co-brand credit card COMFY:

 

  • bonuses can be paid for up to 100% value of the goods only in the COMFY stores (in comfy.ua online store - only for picking up from the store).

 

Basic conditions of the bonus program from COMFY you can find on the website www.comfy.ua/welcome.

 

* The loyalty program applies to customers who have issued a co-branded card till 05.05.18.

What should I do if the card is lost?

If the card is lost, it must be immediately blocked. You can use the system FUIB Online or call the Customer Service Center +38 044 290 7290 and send an SMS-message to the number 4682 with the text "BlokNNNN", where NNNN - the last four digits of Your card number.

1 This refers to the favorable conditions among the products of PUMB.
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