What do cash withdrawals and transfers without overpayments mean?

It's simple, these transactions were made during the validity period of the offer, they will be included in the grace period. This means that during this period no interest will be accrued on the used amount of the credit limit, provided that the entire amount owed for the previous billing periods is paid before the payment date.

A preferential interest rate is applied to transactions carried out in the period from 01.06.2021 till 30.08.2021.

What cards are involved in this offer?

This offer applies to new and existing customers who are holders of the "vseMOZHU" credit card (those customers who have joined the Public Offer of JSC "PUMB" to conclude an agreement on comprehensive banking services for individuals and their accounts (Annex 3)).

I already have a grace period for the card of 62 days, what is the special feature of the offer?

During the validity of the offer, the grace period EXTRA applies to cash withdrawals and transfers of the credit card.

At the same time, it also continues to operate for payment transactions for goods and services by the card in shops and on the Internet, payment for utilities, and top up of the mobile using PUMB Online.

It turns out that interest on the used amount of the credit limit won't be accrued on these transactions if the entire amount owed for the previous billing periods is paid before the payment date.

The grace period will apply for a limited period of time, namely, for transactions, carried out in the period from 01.06.2021 till 30.08.2021.2021.

I want to withdraw funds/make a transfer using my card, will the grace period be valid for this transaction?

During the special offer period from 01.06.2021 till 30.08.2021, a grace period will be applied to all withdrawal transactions/transfers by credit card.

What will happen if I do not have time to repay the withdrawn amount in cash or transferred to another card or account during the grace period?

If you have not managed to repay the debt during the grace period, the interest will be charged on it from the date of withdrawal or transfer of funds.

What is the interest rate after the expiration of the grace period?

After the expiration of the grace period, the standard interest rate will apply to the operations of withdrawing and transferring funds on the card: 47.88% per annum or 3.99% per month.

Will there be a grace period for my cash withdrawals/transfers to another card carried out before 01.06.2021?

No, the grace period will not apply for these transactions. The grace period will apply for cash withdrawals/transfers carried out in the period from 01.06.2021 till 30.08.2021.

Please note: the grace period is valid for customers who have joined the Public Offer of JSC "PUMB" to conclude an agreement on comprehensive banking services for individuals (Annex 3).

What does the grace period up to 62 days mean?

The grace period is a period during which no interest is accrued on the used credit limit, provided that the entire amount owed for previous billing periods is paid before the payment date. The grace period is valid for payment transactions for goods and services by the card in shops and on the Internet, payment for utilities, and top up of the mobile using PUMB Online.  

The grace period is also valid for cash withdrawal operations, operations without the physical usage of a payment card or its details, carried out during the period from 01.06.2021 till

30.08.2021 for customers who have joined the Public Offer of JSC "PUMB"  to conclude an agreement on comprehensive banking services for individuals and their accounts.

I know that before the grace period was valid only for payment transactions for goods and services by the card in stores and on the Internet, or pay for utilities and mobile top-ups using PUMB Online, is there for cash withdrawal operations as well now?

Yes, the "vseMOZHU" credit card can do anything, and the grace period is also valid for cash withdrawal operations, operations without the physical usage of a payment card or its details, carried out during the period from 01.06.2021 till 30.08.2021, for customers who have joined the Public Offer of JSC "PUMB" to conclude an agreement on comprehensive banking services for individuals and their accounts (Annex 3).

I have opened the "vseMOZHU" card before 01.06.2021 and have been using it for a long time; will there be a grace period for my cash withdrawals or transfers from accounts/cards?

Yes, the grace period is also valid for cash withdrawal operations, operations without the physical usage of a payment card or its details, for customers who have joined the Public Offer of JSC "PUMB" to conclude an agreement on comprehensive banking services for individuals and their accounts (Annex 3) for transactions carried out in the period from 01.06.2021 till 30.08.2021.

Credit card is a universal payment instrument, which is the key of access to a bank account and it, is intended to carry out payment transactions exceptionally at the expense and within the funds provided by the bank to a client as a set credit limit.

A credit card from FUIB will allow You to use the bank's money to pay for goods and services as well as for cash withdrawals. You do not have to postpone the purchase or the money on it. You can buy what You want, even if You don’t have a desired amount at hand, and You can return the used funds gradually or totally at any time convenient for You. Moreover, that is not all: the repaid amount will be available for using again every time.

FUIB offers the clients, the chip credit cards of international payment systems Mastercard and Visa, with the help of which You can freely make purchases and pay for services at any place where such cards are accepted, including in the internet and abroad.

To get the information about the amount of the past due debt, amount of accrued fines and penalties You should call 0800 50 25 75 or 044 391 55 60.

To draw up a credit card the following documents are required:

• The passport of the citizen of Ukraine;
• Certificate of TIN assignment or Passport of the citizen of Ukraine with TIN stamp.

For more information about the possibility of "credit holidays ", debt restructuring, and the list of required documents, please apply to a credit manager of FUIB department, which serves Your credit agreement, or call 0800 50 25 75.

The Service "Splachujte chastynamy" – a partition of the purchase amount into equal parts (monthly payments), depending on the chosen term by a client and taking into account the accrued payments by the bank for using the credit funds and commissions for the service "Splachujte chastynamy".

In the PUMB partner stores: 33 квадратних метри, ALL STARS, BODO, Bosch электроинструмент, Camelot, Cifrix, Comfy, Converse, DACK Центр, iOn, Fishki, Kenwood-Shop, Kiddy Boom, Kilimanjaro, Largo, MASTER, MOBI STYLE,  MOYO, Nike, Ringoo, Rozetka, SAMSUNG, VeloGo, Vmtehnika, Vodafone, YABLOKi, Z-stores, АЛЛО,  Будмен, ВАШ ПАРТНЕР, Віста, ВодКанГаз, Ворона-Меблі, Вухо, Двери Белоруссии, Дека, Домотехніка, Електродім, Електрон, Елма Сервіс, Ельдорадо, Епіцентр, Імперія Меблів, Кібернетики, Комп’ютерний Всесвіт, Крайт, магазин Джакузи, магазин Динамо, магазин Домотроніка, магазин Окна Сервис, магазини ФК Шахтар, МегаЛюкс, Магеллан, МАМАЛЮК, Мобижук, Нова Лінія, Опора, Оптика Зір, Орбіта, Офтальмологічний центр Печерський, Плазма, ПМП Техніка, Помаранчевий РОВЕР, Пульсар, Рем-Мебель, РОНА, Сладкий сон, Сота Альянс, салон штор и люстр Анкара, Техномаркет, Технопростір, Технотоп, ТОПАЗ ювелірні вироби, ТТТ, Туристическое агентство Happy Travel, Уют мебельный салон, Фокстрот, ЦЕНТР КУХНИ, Цитрус, Школяр, as well as in online stores 27.ua, 7sorok, All-ok, BODO, iskraservice, Kenwood-Shop, Kilimanjaro, Merezhka, MOYO, PIXEL, Rozetka, Smartmebel,  Velotime.com.ua, Yellow, АЛЛО, БітКом, ВодКанГаз, Ельдорадо, Дека, Киев Мебель, магазин Домотроніка, магазин ФК Шахтар, МАМАЛЮК, Нота Комфорта, Помаранчевий РОВЕР, Смарагд, Технолюкс, Уют мебельный салон, Фокстрот, when paying for a purchase over UAH 500 by credit card​ «ВСЕМОЖУ» or «soloМАНДРИ». You receive the conditions for activating the service: the first 3 months - no commission; monthly commission - 3% of the purchase amount in the following months; term - 24 months.

You can pay for a credit in another country with the help of any bank where there is an account in UAH. Additionally, we inform that to make a payment on the credit, You can do it through the internet by using Internet-banking FUIB Online, Portmone, EasyPay services. To clarify the detailed information on Your credit is recommended to apply to the Customer Service Center: +38 044 290 7290.

You can contact the Customer Service Center by phone 044 290 7290 and ask the operator Your question.

To find out where to pay the debt on card, click on the link.

To learn more about how to use the loan, join us in Viber.

You can see the amount of the next payment, as well as the schedule and payment history on the card at the personal cabinet in Internet-banking.

To learn more about how to use the loan, join us in Viber.

You can find out the amount of debt in Internet-banking at Your personal cabinet.

To learn more about how to use the loan, join us in Viber.

Terms and conditions for receiving bonuses to co-brand credit card with COMFY:

• by shopping in COMFY, the customer receives the standard bonuses for the purchase, plus an additional 2% charged by credit funds spent
• by shopping in any other stores the customer receives 1% of the spent credit

Terms and conditions for spending bonuses with co-brand credit card COMFY:

• bonuses can be paid for up to 100% value of the goods only in the COMFY stores (in comfy.ua online store - only for picking up from the store).

Basic conditions of the bonus program from COMFY you can find on the website www.comfy.ua/welcome.

* The loyalty program applies to customers who have issued a co-branded card till 05.05.18.

If the card is lost, it must be immediately blocked. You can use the system FUIB Online or call the Customer Service Center +38 044 290 7290 and send an SMS-message to the number 4682 with the text "BlokNNNN", where NNNN - the last four digits of Your card number.