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"Free" deposit

"Free" deposit

Manage your savings freely and earn from 4%1 per annum

"Free" deposit
The minimum amount
from 100 UAH
Rate*
from 4%1
Interest payment
We pay on the card monthly
Replenishment
✓
Withdrawal
✓

If you are already our customer, then opening a deposit is easy in the PUMB Online mobile application.

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If you are already our customer, then opening a deposit is easy in the PUMB Online mobile application.

What is the deposit income you receive?

1
7 000
3
7 000
6
7 000
9
9
12
7 000
18
7 000
you will receive:
placing in USD
Deposit amount
300 000 uah
Income after tax
10 000 uah
The amount of taxes
54 uah
Income before tax
278 uah
Interest rate after tax
5.8 %
When placing a deposit in UAH (with taking into account the loyalty program):
Deposit amount (equivalent)*
300 000 UAH
Income after taxation
UAH
Interest rate when placing a deposit in UAH (after taxation)*
The detailed calculation can be done in the «Hryvnia» tab
*Calculated at the commercial rate of purchase of the US dollar, valid in JSC "PUMB" for the current date
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The calculations are approximate. They are indicated without taking into account the loyalty program.

The calculation does not include the cost of servicing "Black Platinum" card packages (500 UAH/month or 0 UAH subject to transactions totaling 10,000 UAH or 5,000 UAH annually) and "Premier" (1,000 UAH/month or 0 UAH subject to transactions totaling 30,000 UAH or 10,000 UAH annually).

The deposit interest rates

Валюта вкладу
  • UAH3
  • USD
  • Minimum amount
    6 mo.2
    from 100
    4%

    2 The term of 6 months implies the placement of the deposit for 184 days.

  • Minimum amount
    6 mo.2
    from 10
    0.01%

    2 The term of 6 months implies the placement of the deposit for 184 days.

    • Loyalty program terms

      Get bonus to the rate:
      +1%
      How to become a member of the Loyalty program:
      • →

        Prolong your current deposit

      • →

        Place a new deposit if you have a valid one at PUMB

      • →

        Redeposit within 30 days

        days from the expiration date of the previous one

      • →

        Place a new deposit or prolong the previous one using Internet-banking service PUMB Online

The deposit terms

  • ✓
    Interest payment
    On your PUMB card monthly
  • ✓
    Partial withdrawal
    Yes, without restrictions with the payment of all previously accrued interest
  • ✓
    Deposit payment
    On your PUMB card
  • ✓
    Auto prolongation
    Provided
  • ✓
    Replenishment
    Yes, without any restrictions
  • ✓
    Early termination
    Yes, with payment of all previously accrued interest

FUIB is a reliable bank for saving your savings

  • For 29 years
    we have never canceled the payment of deposits or any other payments
  • One of 5 banks
    authorized to store cash reserves of the National Bank of Ukraine
  • 80%4 of clients
    resubmit their deposits at FUIB
  • TOP-55
    FUIB is in the TOP-55 banks in terms of the size of the deposit portfolio of individuals
  • 5,86 billion UAH
    In 2015-2020, FUIB paid UAH 5.86 billion to depositors of insolvent banks as an agent bank of the Individual Deposits Guarantee Fund
  • Reliable bank
    FUIB takes 7th place6 in the ranking of the most reliable banks in the country
2 Information as of 01.01.2021
5 Information as of 01.06.2021 according to statistics from the official website of the NBU.
6 New Time magazine together with Dragon Capital investment company (April 2019).

Our managers will help
you with the choice of a deposit

We will call back within 2 minutes
1This means 4% per annum. The specified interest rate before tax on "Free" deposit in hryvnia excluding the loyalty program.
3The interest rates are indicated as a percentage per annum, before tax, excluding the loyalty program
JSC "FUIB". Gos. Register of banks No. 73 dated 12/23/1991 NBU banking license No. 8 dated 10/06/11.
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