Мобільний додаток
перейти перейти
  • For private clients
  • For business
  • Persona
  • The bank today
For private clients
For business
Persona
The bank today
+38 044 290 7 2901
Працюємо для вас

Free money

  • Funds are available at any time
  • Minimum package of documents for registration of overdraft
  • Payment only for actually used amount of credit
Get the money
  • Prior the salary
  • Under the collateral of deposit
    • Funds are available on the card, on which you receive the wage or social benefits
    • Renewal of the credit amount after receipt of funds on the account
    • No need to remember another PIN-code
    • It is convenient to pay - automatically when you receive funds or any account replenishment
    • It can be activated deactivated remotely
    • Funds are provided without breaking the agreement on the deposit.
    • Credit amount is up to 80% of the deposit amount in UAH
    • Payment of the interest only for the actually used part of the credit amount

Calculate the benefits

  • Prior the salary
  • Under the collateral of deposit
  • You can get
    5 000 UAH

    Important! The amount of payment is approximate.

    Money before the salary is given only to the clients, who receive a salary or social benefits on the FUIB card.

    Money before the salary - money in the form of an overdraft, which are available to the client on his account more than the amount of his own funds.

  • You can get
    5 000 UAH

    Important! The amount of payment is approximate.

    Money on bail can be issued by the owners of deposits, placed in UAH on the terms of the programs «Profitable» or «Calm»

It is easy to repay
  • Prior the salary
  • Under the collateral of deposit
  • Repayment of the credit, payment of interest and renewal of the credit limit occurs automatically with any receipt of funds on the account (wages, other payments, transfer of funds or replenishment of the account).

    You can replenish the account:

     

    In Internet-banking FUIB Online

    At ATMs of FUIB with cash-in function

    At the departments of FUIB

    Remittance from the card to the card on the website of FUIB

    ATMs of FUIB transferring from card to card

  • To repay the debt or pay the interest just replenish Your account, for which You were granted credit funds.​

    You can replenish the account:

     

    In Internet-banking FUIB Online

    At ATMs of FUIB with cash-in function

    At the departments of FUIB

    Remittance from card to card on the website of FUIB

    ATMs of FUIB transferring from card to card

We answer Your questions

  • What documents are required to draw up overdraft?
  • What is the maximum overdraft limit which I can get?
  • How can I draw up overdraft?
  • How can I block the limit by myself?
  • Is it possible to draw up several overdraft?
  • What documents are required to draw up overdraft?

    You need a minimum set of documents, which includes Your Ukrainian passport and certificate of TIN.

  • What is the maximum overdraft limit which I can get?

    The maximum limit that can be set for the holders of salary cards - 45% of salary, but no more than 8 000 UAH.

    The maximum limit that can be set for the holders of deposit «Spokiyniy» or «Dohidniy» - 80% of the deposit amount.

  • How can I draw up overdraft?

    You should contact the nearest department of the bank FUIB to obtain overdraft.

  • How can I block the limit by myself?

    You can block/unblock the limit by yourself in Internet-banking FUIB Online.

  • Is it possible to draw up several overdraft?

    Yes, the number of overdrafts on collateral is unlimited and depends on the number of deposits. You draw up a separate overdraft limit for each deposit.

An overdraft — a form of a short-term bank loan. The bank allows the client to be in «minus» and borrow money in excess of the amount that is on the card. The amount taken over the limit is the amount of overdraft.

An overdraft has no special purpose, but there is a limit which can not be spent more than that. You can use this function several times during the month. The overdraft is included as an additional service in salary debit and deposit cards. The credit limit is determined according to the amount of salary received on the card, or the amount of the deposit.

How to order

Bank FUIB offers to order an overdraft «Vilni groshi». You can connect it to a salary or a deposit card (for «Pributkoviy» and &lquo;Spokіyniy» tarrifs;).

To order the service, you can go to a bank branch. You need to bring the passport of a citizen of Ukraine and certificate of an identification number assignment.

To holders of salary cards the bank issues an overdraft in the amount of 45% of the wage, but no more than 8 thousand UAH. For clients of the bank with the «Spokiyniy» and «Pributkoviy» diposits, the amount of an overdraft is 80% of the deposit amount.

Advantages of the «Vilni groshi» service in FUIB

Overdraft is useful to those who have unforeseen expenses before the salary. If the cost of a service or product exceeds your limit on the card, use additional funds to pay for it. The loan is repaid automatically upon receipt of funds on the card. You do not pay interest to the bank — it is necessary to return only the actual amount of the overdraft.

Advantages of the «Vilni groshi» service for the salary cards:

  • an additional limit on the same card where salaries or social payments are received;
  • you do not need to remember another PIN;
  • funds were credited on the account — the overdraft is automatically reset;
  • you can activate and deactivate the service remotely using PUMB-online.

To connect the overdraft function to the deposit card, you do not need to break the contract. The bank issues a loan in the amount of 80% of the deposit. The maximum period for which funds are issued, — 365 days. If your deposit agreement terminates earlier, then you need to repay the loan one day before that date.

An overdraft is available for every deposit you have in FUIB.

How to pay off

The loan debt automatically disappears when the money are credited on the card. You can replenish your card in the following ways:

  • using PUMB-online;
  • through the transfer of funds on the FUIB website;
  • at ATMs of FUIB with the function of accepting cash or transfers from card to card;
  • in the bank branches.

Feedback